Citi is an advertising partner. The Citi Simplicity® Card is an excellent option for anyone who wants to pay less credit card interest because it offers a best-in-class balance transfer intro APR.

If you need more than a year to repay any revolving credit card debt, consider the Citi Simplicity® Card, which offers 0% intro APR for 21 months on balance transfers and 0% intro APR for 12 ...

The Citi Simplicity offers one of the longest intro ... allowing select Citi cardholders to take out a loan against their credit card limit. The benefit here is that you get a fixed APR and ...

But, if you're working to pay down credit card debt or are looking to pay off a large purchase over time, you may find the Citi Simplicity® Card's low introductory annual percentage rate (APR ...

(A few exceptions exist, mostly from credit unions.) You should aim to pay off your balance in full every month if you can. But if you are late, the Citi Simplicity® Card won’t punish you for it.

Read our Citi Simplicity Card review ... allowing select Citi cardholders to take out a loan against their credit card limit.