A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage.

Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. This includes plans available through the Health Insurance Marketplace ®.

Get estimated prices on 2025 health plans before you apply You can browse plans and estimated prices here any time. Next, create or log into your Marketplace account to apply, get final prices, and enroll.

Insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.

Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services.

Get tips on comparing & choosing a health plan that make the process simpler There are different types of health insurance plans that meet different needs. Some examples include HMO, EPO, PPO, and POS plans.

If you're unemployed you may be able to get an affordable health insurance plan through the Marketplace, with savings based on your income and household size. If you lost health insurance through a job, you can find coverage through the Marketplace.

You'll find health insurance plans with estimated prices available to you. Premium estimates show any savings you qualify for based on the basic information you entered. The actual Marketplace application asks for more details. You’ll get exact prices after you fill it out.

Enroll in health insurance. Find out if you can enroll now; Enrollment dates & deadlines; Marketplace tips; How to apply & enroll; Picking a plan; Dental coverage; Medicaid & CHIP

If you haven’t applied for insurance on HealthCare.gov before, here's what you need to know about the Health Insurance Marketplace®. 4 Steps to getting health insurance under the ACA. Find out how, when to get health coverage and if you qualify for savings. Preview plans & pricing.